Proudly Serving The Greater Indianapolis Area
Bodily Injury Liability provides coverage if the customer causes an accident that injures or kills another person and will pay for the related expenses. Bodily Injury will cover hospital and medical bills, rehabilitation, long-term nursing care, funeral expenses, lost earnings, pain and suffering, and other expenses, up to the limits selected.
Property damage liability insurance pays for the damage you cause to someone else’s property in a car accident. The insurance covers damage to other cars, buildings and structures, like fences and telephone poles. It can also cover legal fees if you’re sued for the same types of damage.
Bodily Injury Liability provides coverage if the customer causes an accident that injures or kills another person and will pay for the related expenses. Bodily Injury will cover hospital and medical bills, rehabilitation, long-term nursing care, funeral expenses, lost earnings, pain and suffering, and other expenses, up to the limits selected...
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Non-Trucking Liability provides coverage to a customer on permanent lease to a motor carrier that supplies primary liability coverage. Non-Trucking Liability coverage applies only when the customer is using his or her scheduled auto for non-business, personal use (such as going to the movies, picking up groceries, attending sporting events, etc.). It can pay for medical and other expenses associated with injuries to others or damage to other peoples' property that the customer causes... Read More
Non-Trucking Liability provides coverage to a customer on permanent lease to a motor carrier that supplies primary liability coverage. Non-Trucking Liability coverage applies only when the customer is using his or her scheduled auto for non-business, personal use (such as going to the movies, picking up groceries, attending sporting events, etc.). It can pay for medical and other expenses associated with injuries to others or damage to other peoples' property that the customer causes.
Non-Trucking Liability coverage does not apply when the scheduled auto is being used to transport any goods or merchandise for hire, nor while goods or merchandise are being loaded or unloaded. Primary liability coverage must be maintained by the motor carrier to cover the customer while operating his or her vehicle in a trucking capacity on behalf of the motor carrier.
Underinsured Motorist Bodily Injury provides coverage for damages which the customer is legally entitled to recover from another party who is considered "at fault" for an accident but does not have enough insurance
Uninsured Motorist (UM) Bodily Injury and Property Damage coverage is a type of insurance that protects you and your passengers in the event of an accident caused by an uninsured or underinsured driver. UM coverage is designed to cover bodily injuries and property damage that you or your passengers suffer in an accident with an uninsured driver or a driver who does not have enough insurance to cover the damages.
Underinsured Motorist Bodily Injury provides coverage for damages which the customer is legally entitled to recover from another party who is considered "at fault" for an accident but does not have enough insurance
Uninsured Motorist (UM) Bodily Injury and Property Damage coverage is a type of insurance that protects you and your passengers in the event of an accident caused by an uninsured or underinsured driver. UM coverage is designed to cover bodily injuries and property damage that you or your passengers suffer in an accident with an uninsured driver or a driver who does not have enough insurance to cover the damages.
Comprehensive coverage protects the customer's vehicle if it is damaged by something other than a collision with a vehicle or object (such as hail or a falling tree), or if their vehicle is stolen. Comprehensive also covers damages from a collision with an animal.
Motor Trucking Cargo coverage pays when the customer is responsible for damage to or loss of the cargo he or she is transporting due to fire, collision or even hitting or running over the cargo being transported.
Collision insurance covers damages to your truck in the event of an accident, no matter who is at fault, including accidents involving other cars and accidents with stationary objects, such as hitting a tree or fence post. Comprehensive coverage protects the customer's vehicle if it is damaged by something other than a collision with a vehicle or object (such as hail or a falling tree), or if their vehicle is stolen. Comprehensive also covers damages from a collision with an animal.
Motor Trucking Cargo coverage pays when the customer is responsible for damage to or loss of the cargo he or she is transporting due to fire, collision or even hitting or running over the cargo being transported.
Trailer interchange insurance is a type of coverage that protects non-owned or non-leased trailers pulled by any owner-operator and/or company truck under a trailer interchange agreement. This type of agreement makes the motor carrier responsible for any damages that occur while they are in possession of the non-owned trailer...
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General Liability coverage protects the customer's business when the customer is legally liable for bodily injury/property damage caused by an accident arising out of the customer's business operations (not directly involving the insured vehicle). Accidents caused by the operation of the insured vehicle are covered under Commercial Auto Liability coverage.
Trailer interchange insurance is a type of coverage that protects non-owned or non-leased trailers pulled by any owner-operator and/or company truck under a trailer interchange agreement. This type of agreement makes the motor carrier responsible for any damages that occur while they are in possession of the non-owned trailer.
At Selam Insurance Services, we offer comprehensive trailer interchange insurance with up to $200,000 limits. This coverage provides physical damage protection for your business, ensuring that you are not left with unexpected expenses due to trailer damage.
General Liability coverage protects the customer's business when the customer is legally liable for bodily injury/property damage caused by an accident arising out of the customer's business operations (not directly involving the insured vehicle). Accidents caused by the operation of the insured vehicle are covered under Commercial Auto Liability coverage.
Our clients tell us we're their one-stop shop for insurance and tax services. With a focus on client satisfaction, we offer a range of services, including commercial truck insurance, auto insurance, homeowners insurance, renters insurance, and tax services. Our knowledgeable team works closely with clients to understand their unique needs and provide tailored solutions at competitive rates.
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"I Have had my insurance with Selam Insurance Services since 2021, it is by far the best customer Service that I have ever experienced with an insurance agency.
Beside the insurance service, Yosief is Knowledgeable and helpful in any issue related to trucking. thank You Jocy"
Solomon Kelati
AKI TRANSPORT, NC
"My premium with my previous insurance was too much until I switched with the help of Selam Insurance.
Not only did they save me $3700 per year but they also offered me better coverage with a lesser deductible."
Sami Abebe
DANI TRUCKING, GA
"Selam Insurance recently saved me $2500 per year and it was no hassle to switch.
I really enjoy the friendship I have with Jocy. He is like a big brother and ready to help.
The customer service is exceptional."
AKLILU Okbamichael
G Crown LLC, TN
"Whenever I needed a CERTIFICATE of Insurance , I was wasting a lot of time on the phone. Recently I have changed my agency to Selam Insurance services and my problem is completely solved. Jocy is available 24/7 to deliver COI on time and to answer my questions. Absolutely glad to work with Selam Insurance."
Samuel Habtezion
DUNGA TRUCKING,OH
"They help me to get a huge discount, compared to other agents.
They have absolute communication when You need some help either by email or phone call. I recommend to anyone who needs great customer service."
Aman Hagos
Ephrata Transportation, Tx
"Recently I had a claim and the support provided by the agent was exceptional.
It was far beyond what I expected.
I am really satisfied, and I would highly recommend Selam Insurance and Yosief to anyone."
Mekonnen Sebsibe
SHIPPERS GATE LOG, TX
"Beside their wonderful Insurance service, Yosef made the whole process of starting and running my trucking business so much easier. I would recommend him to anyone who needs help to get a new DOT and MC number."
Amanuel Negguse
PEACE TRUCKING, IN
Have a question? We’re always here to help! Fill out the form below and we will be in touch with you as soon as possible.
Please browse through the information below for answers to some commonly asked questions about Selam Insurance Services. If you do not find the answer to your question below, please contact us and one of our agents will help you with your inquiry.
In Indianapolis, IN, Selam Insurance Services is a reliable commercial truck insurance agency. We can provide coverage for small and large commercial accounts as a commercial truck insurance agency, but we also offer home and auto insurance to our customers.
Our commercial trucking insurance specialists assist customers with small and large business accounts, ensuring complete coverage. Choosing a commercial trucking insurance policy can be difficult, but our commercial trucking insurance agency only hires the most talented agents to assist you.
When you need the best commercial trucking insurance agency to handle your coverage, contact Selam Insurance Services.
Selam Insurance Services offers commercial truck insurance for small and large businesses, auto insurance, renters insurance, and home insurance.
We also provide tax services, making us your premier one-stop shop in Indianapolis, IN.
There are multiple ways you can contact our agents. You can call us at 703-401-1449 or you can email us at selam.yosiefk19@gmail.com. You can also use the form on our contact us page.
Whichever method you choose, you will be immediately connected with one of our knowledgeable and licensed agents.
Truckers spend long hours every day driving from drop-off to drop-off. The responsibility and pressure that comes with these long driving hours are high which is why insurance is mandatory. But, what happens when truckers get a day off? A lot of truckers still drive their big rigs during off hours because it’s what they are used to and it’s where they are most comfortable driving.
Unfortunately, their standard trucking liability policy doesn’t offer coverage for these moments. They need to purchase special insurance known as a Non-trucking liability (NTLI).
Non-trucking liability insurance is a liability that covers when you use your business truck for personal use like going to the bank, grocery store or your kid’s special events. Since you are not driving for business purposes, there is no coverage under your trucker’s liability or business auto policy.
Who Needs Non-Trucking Liability Insurance?
Most motor carriers require non-trucking liability with owner/operators that sign a lease agreement. The agreement relieves the carrier of any financial responsibility while the trucker is off-duty driving the truck.
Depending on which state you live in, uninsured motorist coverage is either an optional or required policy addition that provides coverage for damages and injuries sustained in an auto accident because of the actions of an uninsured driver.
Uninsured motorist (UM) coverage takes effect in the event of an accident where the other driver is at fault and:
The other driver doesn’t have auto insurance.
The other driver’s insurance decides to deny their claim.
The other driver’s coverage isn’t sufficient to cover the damages to your car or your medical expenses
You’ve been in an accident. Here are some general guidelines about what to do next:
Stop at once. Never leave the scene of even a MINOR accident. Do not block the roadway if at all possible.
Seek medical assistance and summon the police.
Do not admit fault. Do not comment about the accident to anyone but your insurance representative and the police. Never accept or make an offer of cash, check, or “private” settlement.
Gather accident information. Note the date and time of the accident.
Obtain information on the other driver including name, address, phone number, make of car, vehicle license number, insurance company, and agent’s name and telephone number.
Record a description of what occurred.
Draw a diagram of the accident showing the direction of both cars and the point of the accident. Include street names and the location of traffic signs/signals.
Report the accident promptly to your insurance agent.
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During weekends, you can reach us on 703-401-1449 from 9:00am -10:00Pm
NOTICE: The materials on this website are only for educational or informational purposes.
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