NON-TRUCK LIABILITY

Non-Trucking Liability provides coverage to a customer on permanent lease to a motor carrier that supplies primary liability coverage. Non-Trucking Liability coverage applies only when the customer is using his or her scheduled auto for non-business, personal use (such as going to the movies, picking up groceries, attending sporting events, etc.). It can pay for medical and other expenses associated with injuries to others or damage to other peoples' property that the customer causes.

Non-Trucking Liability coverage does not apply when the scheduled auto is being used to transport any goods or merchandise for hire, nor while goods or merchandise are being loaded or unloaded. Primary liability coverage must be maintained by the motor carrier to cover the customer while operating his or her vehicle in a trucking capacity on behalf of the motor carrier.